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Here you can apply online for easy access small business finance. 

Easily apply online for Revenue driven Business loans, Equipment Finance, Real Estate Finance, Factoring, MCA or Term Loans.

Simply fill out the loan application below and we will contact you to discuss your finance options. 

Send all applicable Finance Documents to info@smallbusinessloanequity.com

Qualification Criteria:

  • 6 months of Operation
  • Minimum monthly average of $10,000 in business revenue
  • Minimum credit of 550

Characteristics:

  • Monthly payments
  • Approvals up to 150% of average monthly deposits
  • Funds from $5,000 to $1,000,000 available
  • Rates starting at 9%
  • Terms from 1-5 years

Documents Required for Approval:

  • Signed Finance Application
  • 4 months of business bank statements (all pages)
  • Copy of invoice with equipment information

Benefits:

  • 24 Hours Approvals
  • Interest may be tax deductible
  • Quicker and easier than a bank
  • Available in all 50 States, Canada, and Puerto Rico

Qualification Criteria:

  • 4 months of Operation
  • Minimum average of $10,000 in business bank deposits
    (no credit card processing required)
  • Less than 7 days with negative balances per month on bank statements

Characteristics:

  • Payments are debited daily (M-F) or weekly
  • Approvals up to 150% of average monthly deposits
  • Funds from $5,000 to $1,000,000 available
  • Rates starting at 10%
  • Terms from 3-24 months
  • No pre-payment penalties

Documents Required to Approve:

  • Signed Finance Application
  • 4 months of business bank statements (all pages)

Benefits:

  • 24 Hours Approvals and Same Day Funding
  • No credit score minimum
  • No collateral required
  • Early payment discounts (in some cases)
  • Available in all 50 States, Canada, and Puerto Rico

Documents Needed To Fund:

  • Copy of Drivers License and Voided Check
  • Proof of Business Ownership (Can be Schedule Kl /C/G from Business Tax Returns
  • Business License, if applicable (for example, a restaurant or medical practice)
  • Business Tax Returns and/or financial statements if loan above $75,000
  • Copy of Lease Agreement or Landlord Contact information

QUALIFICATION CRITERIA:

  • 4 months of Operation
  • Minimum average of $10,000 in credit card processing volume in a business bank account

DOCUMENTS REQUIRED TO APPROVE:

  • Signed Finance Application
  • 4 months of business bank statements (all pages)
  • 4 month of merchant processing statement

CHARACTERISTICS:

  • Payments are a daily % of credit card sales
  • Approvals up to 150% of average monthly deposits
  • Funds from $5,000 to $1,000,000 available
  • Rates starting at 10%
  • No pre-payment penalties

BENEFITS:

  • 24 Hours Approvals and Same Day Funding
  • No credit score minimum
  • No collateral required
  • Early payment discounts (in some cases)
  • Available in all 50 States, Ganada, and Puerto Rico

DOCUMENTS NEEDED TO FUND:

  1. Copy of Drivers License and Voided Check
  2. Proof of Business Ownership (Can be Schedule Kl /C/G from Business Tax Returns
  3. Business License, if applicable (for example, a restaurant or medical practice)
  4. Business Tax Returns and/or financial! statements if loan above $75,000
  5. Copy of Lease Agreement or Landlord Contact information

MINIMUM QUALIFICATION CRITERIA:

  • 2 Years in Business
  • 660 Credit Score
  • $150,000 in Gross Annual Revenue
  • Business Tax Return must be profitable(Showing at least 20% of net income relative to gross revenue)
  • No bankruptcies in last 7 years & No Sole proprietorships
  • Restricted industries: Construction & Transportation

CHARACTERISTICS:

  • Terms from 1 to 5 years, with monthly payments
  • Approval amount from 10%-30% of annual gross revenue
  • Funds from $25,000 to $500,000 available
  • Rates starting at 6%
  • No pre-payment penalty

DOCUMENTS REQUIRED TO APPROVE:

  • Signed Finance Application
  • 6 months of bank statements
  • 2 Years of Business Returns
  • 1 Year of Personal Tax Returns
  • lf Loan request above $150,000
    • Year-to-date financial statements (Profit & Loss Statement and Balance Sheet)

BENEFITS:

  • Low rates and monthly payments
  • No Collateral Required
  • Faster than a bank loan (1-2 week process)
  • Available in all 50 States

Minimum Qualification Criteria:

  • Outstanding Monthly Account Receivables of 50k+ (invoices paid in 30,45,60,90 days)
  • Invoices must be from businesses or gov (not consumers)
  • Invoices must be for goods/services already provided (proposed/future invoices are not accepted)
  • Business must have continuous commercial relationship with clients that are issued invoices

Characteristics:

  • $25,000 to $5,000,000 in financing available
  • Advance Rates of 70%-90% of Invoice Amount
  • No Minimum Credit Score Required
  • Ideal Industries: Construction/Contractors, Trucking and Transportation, Distributors/Wholesalers, Staffing, IT

Documents Required to Approve:

  • Signed Factoring Application
  • AR and AP Aging Report
  • List of business customers
  • If $250k+, Business Tax Returns/Financials

Benefits:

  • Fast Approvals and Funding in 24-48 hours
  • No Debt Incurred (Factoring is not a loan)
  • No Personal Guarantee or Collateral Required
  • Quicker and easier than a bank loan
  • Available in all 50 States

Qualification Criteria:

  • Must have at least 30%-40% of down payment of Purchase Price
  • Sufficient monthly revenue to cover loan payment
  • Minimum credit of 550+

Characteristics:

  • Terms from 5 to 30 years
  • LTV approvals up to 70%
  • Funds from $50,000 to $50,000,000 available
  • Rates from 7% to 14%
  • All property types eligible: retail, office warehouse, duplex, multi-unit, mixed-use, etc.

Documents Required to Approve:

  • Signed Finance Application
  • Purchase Agreement
  • 6 months of business bank statements (business or personal)
  • 2 years of Business and/or Personal Tax Returns
  • Copy of Recent Credit Report (CreditKarma.com is free)
  • Rent Roll (if property has tenants paying rent)

Benefits:

  • Faster and more flexible than a bank loan
  • Approvals in 3-5 business days
  • Closing in 2-3 weeks
  • Losses on tax retun and bad credit are not an issue
  • Available in all 50 States

Qualification Criteria:

  • Property must be held under LLC or Corp
  • Property must be owned free-and-clear
  • No minimum credit score requirement
  • Foreign nationals also qualify

Characteristics:

  • LTV up to 80% available
  • Terms from 6 to 24 months
  • Funds from $50,000 to $50,000,000 available
  • Interest-only payments

Documents Required to Approve:

  • Signed 1003 Application
  • 4 months of business bank statements (business or personal)
  • 1 years of Business and/or Personal Tax Returns
  • Copy of Recent Credit Report (if available)
  • Rent Roll (if property has tenants paying rent)
  • Current Appraisal

Benefits:

  • Faster and more flexible than a bank loan
  • Approvals in 1-2 business days
  • Closing in 2-3 weeks
  • Minimal documentation and low credit not a problem
  • Available in all 50 States
+ Equipment Finance

Qualification Criteria:

  • 6 months of Operation
  • Minimum monthly average of $10,000 in business revenue
  • Minimum credit of 550

Characteristics:

  • Monthly payments
  • Approvals up to 150% of average monthly deposits
  • Funds from $5,000 to $1,000,000 available
  • Rates starting at 9%
  • Terms from 1-5 years

Documents Required for Approval:

  • Signed Finance Application
  • 4 months of business bank statements (all pages)
  • Copy of invoice with equipment information

Benefits:

  • 24 Hours Approvals
  • Interest may be tax deductible
  • Quicker and easier than a bank
  • Available in all 50 States, Canada, and Puerto Rico
+ Revenue Loans

Qualification Criteria:

  • 4 months of Operation
  • Minimum average of $10,000 in business bank deposits
    (no credit card processing required)
  • Less than 7 days with negative balances per month on bank statements

Characteristics:

  • Payments are debited daily (M-F) or weekly
  • Approvals up to 150% of average monthly deposits
  • Funds from $5,000 to $1,000,000 available
  • Rates starting at 10%
  • Terms from 3-24 months
  • No pre-payment penalties

Documents Required to Approve:

  • Signed Finance Application
  • 4 months of business bank statements (all pages)

Benefits:

  • 24 Hours Approvals and Same Day Funding
  • No credit score minimum
  • No collateral required
  • Early payment discounts (in some cases)
  • Available in all 50 States, Canada, and Puerto Rico

Documents Needed To Fund:

  • Copy of Drivers License and Voided Check
  • Proof of Business Ownership (Can be Schedule Kl /C/G from Business Tax Returns
  • Business License, if applicable (for example, a restaurant or medical practice)
  • Business Tax Returns and/or financial statements if loan above $75,000
  • Copy of Lease Agreement or Landlord Contact information
+ Merchant Cash Advance

QUALIFICATION CRITERIA:

  • 4 months of Operation
  • Minimum average of $10,000 in credit card processing volume in a business bank account

DOCUMENTS REQUIRED TO APPROVE:

  • Signed Finance Application
  • 4 months of business bank statements (all pages)
  • 4 month of merchant processing statement

CHARACTERISTICS:

  • Payments are a daily % of credit card sales
  • Approvals up to 150% of average monthly deposits
  • Funds from $5,000 to $1,000,000 available
  • Rates starting at 10%
  • No pre-payment penalties

BENEFITS:

  • 24 Hours Approvals and Same Day Funding
  • No credit score minimum
  • No collateral required
  • Early payment discounts (in some cases)
  • Available in all 50 States, Ganada, and Puerto Rico

DOCUMENTS NEEDED TO FUND:

  1. Copy of Drivers License and Voided Check
  2. Proof of Business Ownership (Can be Schedule Kl /C/G from Business Tax Returns
  3. Business License, if applicable (for example, a restaurant or medical practice)
  4. Business Tax Returns and/or financial! statements if loan above $75,000
  5. Copy of Lease Agreement or Landlord Contact information
+ 1 - 5 Year Term Loan

MINIMUM QUALIFICATION CRITERIA:

  • 2 Years in Business
  • 660 Credit Score
  • $150,000 in Gross Annual Revenue
  • Business Tax Return must be profitable(Showing at least 20% of net income relative to gross revenue)
  • No bankruptcies in last 7 years & No Sole proprietorships
  • Restricted industries: Construction & Transportation

CHARACTERISTICS:

  • Terms from 1 to 5 years, with monthly payments
  • Approval amount from 10%-30% of annual gross revenue
  • Funds from $25,000 to $500,000 available
  • Rates starting at 6%
  • No pre-payment penalty

DOCUMENTS REQUIRED TO APPROVE:

  • Signed Finance Application
  • 6 months of bank statements
  • 2 Years of Business Returns
  • 1 Year of Personal Tax Returns
  • lf Loan request above $150,000
    • Year-to-date financial statements (Profit & Loss Statement and Balance Sheet)

BENEFITS:

  • Low rates and monthly payments
  • No Collateral Required
  • Faster than a bank loan (1-2 week process)
  • Available in all 50 States
+ Factoring

Minimum Qualification Criteria:

  • Outstanding Monthly Account Receivables of 50k+ (invoices paid in 30,45,60,90 days)
  • Invoices must be from businesses or gov (not consumers)
  • Invoices must be for goods/services already provided (proposed/future invoices are not accepted)
  • Business must have continuous commercial relationship with clients that are issued invoices

Characteristics:

  • $25,000 to $5,000,000 in financing available
  • Advance Rates of 70%-90% of Invoice Amount
  • No Minimum Credit Score Required
  • Ideal Industries: Construction/Contractors, Trucking and Transportation, Distributors/Wholesalers, Staffing, IT

Documents Required to Approve:

  • Signed Factoring Application
  • AR and AP Aging Report
  • List of business customers
  • If $250k+, Business Tax Returns/Financials

Benefits:

  • Fast Approvals and Funding in 24-48 hours
  • No Debt Incurred (Factoring is not a loan)
  • No Personal Guarantee or Collateral Required
  • Quicker and easier than a bank loan
  • Available in all 50 States
+ Commercial Real Estate

Qualification Criteria:

  • Must have at least 30%-40% of down payment of Purchase Price
  • Sufficient monthly revenue to cover loan payment
  • Minimum credit of 550+

Characteristics:

  • Terms from 5 to 30 years
  • LTV approvals up to 70%
  • Funds from $50,000 to $50,000,000 available
  • Rates from 7% to 14%
  • All property types eligible: retail, office warehouse, duplex, multi-unit, mixed-use, etc.

Documents Required to Approve:

  • Signed Finance Application
  • Purchase Agreement
  • 6 months of business bank statements (business or personal)
  • 2 years of Business and/or Personal Tax Returns
  • Copy of Recent Credit Report (CreditKarma.com is free)
  • Rent Roll (if property has tenants paying rent)

Benefits:

  • Faster and more flexible than a bank loan
  • Approvals in 3-5 business days
  • Closing in 2-3 weeks
  • Losses on tax retun and bad credit are not an issue
  • Available in all 50 States
+ Residential Real Estate

Qualification Criteria:

  • Property must be held under LLC or Corp
  • Property must be owned free-and-clear
  • No minimum credit score requirement
  • Foreign nationals also qualify

Characteristics:

  • LTV up to 80% available
  • Terms from 6 to 24 months
  • Funds from $50,000 to $50,000,000 available
  • Interest-only payments

Documents Required to Approve:

  • Signed 1003 Application
  • 4 months of business bank statements (business or personal)
  • 1 years of Business and/or Personal Tax Returns
  • Copy of Recent Credit Report (if available)
  • Rent Roll (if property has tenants paying rent)
  • Current Appraisal

Benefits:

  • Faster and more flexible than a bank loan
  • Approvals in 1-2 business days
  • Closing in 2-3 weeks
  • Minimal documentation and low credit not a problem
  • Available in all 50 States

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